Thurmond, Clower & Associates

Navigating the Expanding World of Credit Risk Management

e the landscape of credit risk management changes constantly, our standards never waiver.

The lessons learned with the upheaval in community banking during the most recent recession have been painful but revealing. We have learned that we must do things better, but most importantly, we must do things differently.  We must take a new and broader perspective on risk management. 

Transaction management, the workforce of credit risk management in the preceding decades, can no longer carry the load in the current environment. The chief executive officer and the senior management team must provide a holistic strategy toward credit risk management to effect the needed change.

Our philosophy
Each situation and each company is unique and requires special assessment, analysis and strategy. We deliver custom credit risk management solutions.

Our commitment to results

When we work with you, we become your dedicated credit risk specialist committed to delivering superior results and real world solutions. Our success is measured by the success of your company.  We assemble whatever resources are needed to ensure your business gets on and stays on the right track. 

Our experience

Since 1998, our team has been privileged to have served institutions nationwide - spanning from the East Coast to the West Coast.  

Each member of our team has a minimum of 25 years banking experience. 
Some have been bank Presidents - all have been lenders - and each teammate has been a leader in some capacity with bottom line responsibilities.  Our consultants bring vast knowledge and a focused perspective in today's banking climate. 

Our team understands the day-to-day pressures on community banking and we are dedicated to helping your bank solve any credit risk management issues. As well, we are committed to helping you not only reach company goals but flourish in short-term and long-term strategic goals and company visions.
Thurmond, Clower & Associates
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